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We can help you buy or sell a residential or commercial property including leasehold properties on a ‘NO MOVE NO FEE’ basis.
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Right to Buy Property Solicitors
RIGHT TO BUY
Do you require a solicitor to help with a right to buy a council house? If so then contact Right To Buy Solicitors at PSR Solicitors to see how we can help you.
We know how stressful and time consuming buying your council house under the right to buy policy can be. The procedure itself can be complicated and that without the added pressure of arranging any necessary mortgage or financial assistance, or dealing with the initial application process with the Council.
One of our dedicated conveyancing solicitors can assist you at every stage of the legal process and keep you fully updated on the legal progress of your purchase from start to finish. Trust us to help you.
Thank you PSR Solicitors for the professional way you have dealt with my claim you have made the whole process as stress free as possible.
I would like to extend a huge thanks to Toni and the PSR Solicitors team for such a smooth experience selling my property! I would definitely recommend their services.
Everyone I dealt with was extremely helpful whenever I called. The core team kept me well informed without having to chase for updates.
Really professional and friendly. They took away all the stress and made life very easy for me. Would 100% recommend PSR Solicitors.
100% happy with the service from PSR Solicitors - Thought (your service) was brilliant, always updated on progress and details explained well when I didn't understand something
Very kind, thoughtful and made explaining my situation easy, no intimidation. The no win no fee specialists highly recommended win or lose.
Once you have made the decision to buy your Council House you will need to contact your Council and commence the statutory application requirements. If you instruct us once your application has been accepted or at an early stage we can arrange with you to have the initial forms and necessary checks completed in readiness.
Once the offer has been agreed between you and the Council we will have the necessary information to hand to immediately start the legal process of purchasing your Council House without delay. The more quickly and smoothly the transaction runs the more quickly you will own your home.
Once we have received the contract pack from the Council’s legal department we can commence with searches, investigate the legal title to the property, and raise any relevant enquiries. Once we are satisfied with all the replies to our enquiries, the results of searches, and are in receipt of any required mortgage offer, a completion date can be proposed. Final confirmation from the Council that all rent is paid up to date will be required before completion can take place.
Should you require a mortgage on the property we will liaise with your mortgage lender, deal with their requirements, and request the mortgage funds in readiness for completion. We will pay for the searches and any stamp duty land tax on your behalf.
Please note that for a set period of time after buying your Council House you must first offer it back to the Council should you wish to sell it in the future. You may also have to repay your discount to the Council if you sell within a specified period.
If you are looking to buy your council house under a right to buy policy and you want free advice from a fully qualified conveyancer then please contact us now. Using one of our specialist conveyancers ensures that your property transaction will proceed quickly and with the minimum amount of stress.
There are a number of factors that can affect your Right To Buy discount. They include:
You will benefit from a significant discount if you have lived in the property for between 3 and 5 years - 35% for a home and 50% for a flat. This percentage will increase every year until it reaches 70%. If you are looking to purchase a house, this increase will be 1% yearly, while this grows to a 2% yearly increase for flats.
There is a limit to the total discount you can have: this equals £87,200 for all regions in England except London boroughs, which benefit from a Right To Buy discount up to £116,200.
You will be able to sell your home or flat if you have bought it under the Right To Buy scheme, although some restrictions will apply. If you decide to sell your property within 5 years of buying it, you will be liable to pay back part of the discount applied to your purchase.
The amount you must pay back depends on how long after the purchase you decide to sell. It will be 100% of the discount if you sell within 12 months, decreasing by 20% every year until the 5 year mark. The amount you owe will be adjusted to the value of the property at the time of your sale.
Once 5 years have passed since the purchase, you will be able to sell your home with no financial restrictions. However, if you sell within 10 years, you are obligated to offer to sell to either:
The full market value of the property will be agreed between you and the landlord. You can have your property evaluated by a district valuer if you cannot come to an agreement. Should the landlord not agree to purchase the property within 8 weeks, you will be allowed to sell your house or flat to any buyer.
Right To Buy applications can be made jointly within certain criteria. You can make a joint application for a Right To Buy property with:
Making a joint application under the Right To Buy scheme can help you to buy a property. To find out if you are eligible to apply jointly with another tenant, spouse, or family member, contact our team of Right To Buy Solicitors today. We are able to work on Right To Buy properties with fixed fee agreements, and can advise you regarding Right To Buy mortgages in joint applications.
If you are looking to buy your Council house or an apartment from your local council and now need free expert advice from a fully qualified Right To Buy Solicitor in Cheshire or across North Wales then please contact us now.
With our No Move No Fee guarantee you won't have any legal costs to pay if your sale or purchase is unsuccessful although you may still have to pay disbursements.
As one of the largest Conveyancing Solicitor practices in North Wales & The North West, Our conveyancing solicitors in Cheshire, supported by our conveyancing Lawyers in North Wales from our offices in Colwyn Bay, Ellesmere Port, Rhyl, Shotton, Wrexham, Wallasey, and Chester, can provide the service and expertise you deserve.
We regularly act for clients on Right To Buy Council Property Purchases throughout Wales, Cheshire, Liverpool, and Merseyside.
For confidential, professional legal advice contact us today by completing the enquiry form, or call on our freephone 0800 020 9167.
Contact us to speak to an expert.
PSR Solicitors are recognised experts in residential property matters and conveyancing in North Wales & Cheshire.
Karl Lewis LLB (Hons)
Solicitor - Head of Conveyancing
VIEW PROFILE
Bronwen Lloyd-Roberts
Bronwen Lloyd-Roberts LLB (Hons)
Solicitor - Deputy Head of Conveyancing
Donna Lloyd
Conveyancer
Charlene Parker
Charlene Parker LLB (Hons)
Toni Jones
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